Cashflow scenario is a modelling tool to test the soundness of your financial plans and goals

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Cashflow Scenario will change the way you think about your future, and help you make a plan for your best life.

I was looking for a sophisticated tool to get easy and quick answers to my various "what if" scenarios. Other free tools are available but they were too basic to get any real sense of how solid my financial plans are. Compared to other expensive packages that go way beyond what I need, Cashflow Scenario is a no-brainer!

— Jared

On track to retire early

Cashflow Scenario is a cloud hosted self-service modeling tool for financially savvy people looking to take control of their personal finances.

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Add any number of participants to your scenario. Model everyone's employment, investments and pensions.

Add any number of participants to your scenarios

An invaluable tool for the FIRE community. Setup your current employment, investments and when you plan to retire. Then A/B test various scenarios to refine the outcome of your plan.

I like how I can add anyone I want into a scenario to try out various situations. I even have scenarios setup for my kids to get an idea of how my JISA contributions might feed into their retirement planning way into the future.

— Anonymous

Switched on parent

Map out your scenario with various life phases to help visualize your future.

Represent your plan with any number of life phases. Each with their own requirements and expectations.

Create any number of phases to best represent your scenario

I have a couple of scenarios going. One is just for my retirement years, and another shows me how things might be different if I work for just a couple more years. It is astounding to see the effect of earning just a little while longer, and how much pressure that takes off my investments to make them last longer when I do actually retire.

— Anonymous

Construct your portfolio with employment, bank accounts, and any number of investments to fuel your scenario.

Include all of your assets in your portfolio

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Being able to experiment with my outgoings in the future is one of the most powerful features of Cashflow Scenario. I can instantly see if some extra holidays in retirement can be accommodated, or if I have to sacrifice somewhere else to achieve it.

— Anonymous

World traveller

Setup anticipated expenses for every part of your plan

Define as many categories of spending as you need to best represent your intentions.

You will need to spend to live. Define all your anticipants spending in your outgoings

Seeing my scenario played out is the exciting bit. I love seeing a surplus in my portfolio at the end of the plan. It is comforting knowing my children will get a nice boost when I move on to the great unknown.

— Anonymous

Contented parent

Execute the plan and see if you are on track

Run your scenario to find out if you have a workable plan. Do you run out of money? Can you retire well and still leave an inheritance? Find out with a single click!

Will the plan work? Test it out with a single click

Get detailed insight for each year of the plan with an income and tax summary

See how each year of your plan is funded, including estimated taxes you will need to pay.

Where is the money coming from? How much tax do you need to pay?

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Create a scenario. Plan your best life.